Testimonials

Michael, you truly exceeded my expectations. Working directly with an attorney in a casual and relaxing atmosphere has relieved so much of the stress that we were feeling prior to coming to you... — Kelly C., Philadelphia, PA

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Credit cards	Judgements
Student loans	Medical bills
Tax	Government files/debt
Personal/business loans	Child support/alimony payments

Do you own any real property?	Yes No
Are you current on your mortgage payments?	Yes No
Do you own a car?	Yes No
Are you current on your car payments?	Yes No
Do you want to surrender an additional investment property?	Yes No

Are you often late in paying your bills?	Yes No
Do unexpected expenses cause financial stress for your monthly planning of paying bills?	Yes No
Do you often worry about paying your bills on time?	Yes No
Do you find you need to borrow money from friends/family/pension plan to make payments?	Yes No
Have your borrowed from your pension plan in the last 12 months?	Yes No
Are you behind on any of your credit card payments?	Yes No
Are you behind on your mortgage payment?	Yes No
Are you behind on your car payment?	Yes No
Is your bank account restrained?	Yes No
Are you being garnished?	Yes No
Are creditors calling you?	Yes No
Are you able to make more than minimum payments on your credit cards?	Yes No
Has your car been repossessed?	Yes No
Do you owe back taxes?	Yes No
Are you using credit cards to pay off other credit cards?	Yes No
Do you move balances from one credit card to another to reduce payments?	Yes No
Has your income decreased within the last six months?	Yes No
Have you or your spouse lost your job?	Yes No
Do you regularly charge for small items such as food, transit rides, toiletries?	Yes No
Do you have extra money to provide to your kids such as lunch money, going to the movies, etc.?	Yes No

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Do you Qualify for Bankruptcy?

Debt

Assets

Is your debt manageable?

YOU QUALIFY FOR BANKRUPTCY RELIEF...

Personal Information

Testimonials